(780) 945-2881 info@cordisfinancial.ca

Cordis Financial Assists

Individuals in all stages of life

Cordis Financial has provided financial planning services for individuals in wide-ranging circumstances. We listen, learn your needs, and provide comprehensive solutions. Here are a few examples of how we work with individuals to address each financial need. (Names have been changed to protect privacy. Testimonials are provided with permission.)

Intro

Singles

Dr. G is a professional and single. She had been making all major financial decisions on her own and was looking for guidance with her budget, retirement savings and how much travel she could afford.

Details

Need someone objective and private.

Challenge

G needed someone outside her family and close friends who she could be candid with, would listen to her concerns and help her work through major financial decisions.

Over time G’s situation changed, including moving and owning a second property. Having someone she could talk to who knew her history, likes and dislikes made the decisions easier. Now preparing for retirement, she knows how much she will be able to spend each month and what assets are earmarked for any long-term care or assisted living.

Cordis Addressed

  • Budgeting, savings and long-term planning
  • Living benefits insurance to provide income if she became ill or injured
  • Retirement planning
  • Will, enduring power of attorney and personal directive

Testimonial

“Laura Dear is an amazing financial advisor. Not only is she extremely skilled and knowledgable but she combines this with a genuine interest in your personal life. As a result, during our over 20 year relationship, she always provided me with sound advice and my financial plan was expertly attuned to my needs. I have and would continue to recommend her to others without hesitation.”

Dr. Norma Pelkie

Intro

Starting Out

V graduated recently from school and his wife, C, graduated two years earlier and is working. Busy getting established in their careers, dealing with financial issues felt overwhelming.

Details

Setting up a good foundation, and a plan.

Challenge

Their goal was to pay down debt but they were unsure where to start and what to do first.

Working with Laura, they developed a plan to cover their immediate needs in the most cost-effective way and plan for their future. Feeling a bit discouraged, they needed reassurance by someone who could see the bigger picture. By setting up a sound foundation and plan, they have made a good start.

Cordis Addressed

  • Student debt
  • High mortgage amount/trying to save to purchase a home
  • Saving for children's education
  • Retirement savings
  • Uncertain employment situations
  • Not necessarily established in a career
  • Needing a financial plan
  • Saving for a down-payment
  • Mortgage assistance, disability insurance, RRSPs, RESPs, TFSAs, critical illness, life insurance (mortgage, debt, family protection)
    Will, enduring power of attorney and personal directive

Testimonial

“Laura at Cordis has done all my personal and business planning for many years. She always goes over the top, explains everything in an easy to digest format. She got us far better coverage for less dollars than we were paying for from our previous vendor, both personally and at work (and we were with our previous vendor for 20 years). I would have no problem in recommending Laura and her team as your first go-to solution for all things related to insurance and financial planning.”

Scott Scherr

Intro

Mid-Life

J is a professional and recently divorced. Suddenly, she was navigating through the changing financial landscape alone.

Details

Balance cash flow and quality of life.

Challenge

J needed to balance cash flow and quality of life, as well as plan for her children's future education and her retirement. She worked with Laura to address these needs and they will continue to work together as the situation unfolds.

Cordis Addressed

  • Saving for retirement
  • Saving for her children's education
  • Starting own business/furthering education/career change
  • Creating greater disposable income
  • Longer term planning
  • How to handle curves in the road: “what-ifs”

Intro

Pre-Retirement

D is 56 and with the downturn in the oil industry, was laid off unexpectedly. He needed to know what kind of retirement he could support if he did not find work again.

Details

Retirement expectations in changing situations.

Challenge

Suddenly faced with the unexpected, D needed to plan quickly. He had saved through the years but was this enough to sustain him?

D worked with Laura to address the change in investment risk, plan for potential investment income, and address risks to his health.

Cordis Addressed

  • Investment planning
  • Retirement projections
  • Deciding on when to take government benefits
  • Health/dental/travel benefits for retirement
  • Choosing/understanding income options
  • Potential caregiving for parents
  • Adult children living at home
  • Will, enduring power of attorney and personal directive
  • Life or bucket list funding

Testimonial

“Laura came to be my financial adviser of choice just prior to my going from full employment to retirement. For me it was the time 'the real planning' for retirement began. I had been diligent in my commitment to saving and investing. Like anyone else, I wanted a retirement that included financial security and flexibility. Putting this in place meant decision making for the long term, that to a large degree, has no 'undo' button! Decisions made at this time affect your forward financial security for the remainder of your life.

Laura helped me put a plan together that allowed me to ease into retirement and experiment a bit with how I liked to receive my retirement income. Within a period of time, it became clear what worked for me and Laura put the pieces in place to 'make it happen'. I have great trust in Laura's ethics and the way she regularly maintains my account and always discusses new information with me. Above all, Laura works for you and what's in your best interest. Want to work with someone who is expert and extremely well qualified and works hard for you? Set up a meeting with Laura.”

O. G.

Now enjoying retirement for almost 10 years.

Intro

Post-Retirement

C had a long and successful career in the oilfield industry. Used to seeing his savings increase, he needed to make his income last the rest of his life.

Details

Retirement, consulting, and financial security.

Challenge

No matter the size of the bank account, retirement can be stressful and a steep learning curve. Laura helped C with tax and retirement planning and decisions around government benefits as he continued to work part-time.

Nine years into his retirement, he feels financially secure, with sufficient funds to live comfortably the rest of his life.

Cordis Addressed

  • Life or bucket list funding
  • Ensuring financial sustainability
  • Health/dental/travel benefits
  • Will, enduring power of attorney, personal directive
  • Estate planning

We Welcome New Clients

If you are looking to understand and improve your current financial situation and:

  • Want to work with established financial institutions
  • Want to work within established financial rules and regulations
  • Are willing to be open and honest with us
  • Are open to advice
  • Want strict confidentiality

then please contact us today to set up an initial meeting.

Get In Touch

10563 172 St.
Edmonton, AB, T5S 1P1

(780) 945-2881

info@cordisfinancial.ca