Intro
Singles
Details
Need someone objective and private.
Challenge
G needed someone outside her family and friends circle who she could be candid with, would listen to her concerns and help her work through major financial decisions.
Over time G’s situation changed. She moved and owned a second property. Working with Cordis meant working with a team that understood her financial history, and where she wanted to go. G is now preparing for retirement, knows how much she can spend each month and what assets are earmarked for any long-term care or assisted living.
How Cordis Helped
- Budgeting, savings and long-term planning
- Living benefits insurance to provide income if she became ill or injured
- Retirement planning
- Will, enduring power of attorney and personal directive
Testimonial
“Laura Dear is an amazing financial advisor. Not only is she extremely skilled and knowledgable but she combines this with a genuine interest in your personal life. As a result, during our over 20 year relationship, she always provided me with sound advice and my financial plan was expertly attuned to my needs. I have and would continue to recommend her to others without hesitation.”
Intro
Starting Out
Details
Setting up a good foundation, and a plan.
Challenge
Their goal was to pay down debt but weren’t sure where to start and what to do first.
Working with Laura, they developed a plan to cover their immediate needs in a cost-effective way while planning for their future. Feeling a bit discouraged, they needed reassurance from someone who could see the bigger picture. By setting up a sound foundation and plan, they’ve made a good start and are on the right path.
How Cordis Helped
- Student debt
- High mortgage amount/trying to save to purchase a home
- Saving for children's education
- Retirement savings
- Uncertain employment situations
- Not necessarily established in a career
- Needing a financial plan
- Saving for a down-payment
- Mortgage assistance, disability insurance, RRSPs, RESPs, TFSAs, critical illness, life insurance (mortgage, debt, family protection)
- Will, enduring power of attorney and personal directive
Testimonial
“Laura at Cordis has done all my personal and business planning for many years. She always goes over the top, explains everything in an easy to digest format. She got us far better coverage for less dollars than we were paying for from our previous vendor, both personally and at work (and we were with our previous vendor for 20 years). I would have no problem in recommending Laura and her team as your first go-to solution for all things related to insurance and financial planning.”
Intro
Mid-Life
J is a professional and recently divorced. Suddenly, she was navigating through the changing financial landscape alone.
Details
Balance cash flow and quality of life.
Challenge
J needed to balance cash flow and quality of life, as well as plan for her children's future education and her retirement. She worked with Laura to address these needs and they will continue to work together as she executes her financial plan.
How Cordis Helped
- Saving for retirement
- Saving for her children's education
- Starting own business/furthering education/career change
- Creating greater disposable income
- Longer term planning
- How to handle curves in the road: “what-ifs”
Intro
Pre-Retirement
Details
Retirement expectations in changing situations.
Challenge
Suddenly faced with the unexpected, D needed to plan quickly. He had saved through the years but was this enough to sustain him?
D worked with Laura to address the change in investment risk, plan for potential investment income, and address any risks to his health.
Cordis Addressed
- Investment planning
- Retirement projections
- Deciding when to take government benefits
- Health/dental/travel benefits for retirement
- Choosing/understanding income options
- Potential caregiving for parents
- Adult children living at home
- Will, enduring power of attorney and personal directive
- Life or bucket list funding
Testimonial
“Laura came to be my financial adviser of choice just prior to my going from full employment to retirement. For me it was the time 'the real planning' for retirement began. I had been diligent in my commitment to saving and investing. Like anyone else, I wanted a retirement that included financial security and flexibility. Putting this in place meant decision making for the long term, that to a large degree, has no 'undo' button! Decisions made at this time affect your forward financial security for the remainder of your life.
Laura helped me put a plan together that allowed me to ease into retirement and experiment a bit with how I liked to receive my retirement income. Within a period of time, it became clear what worked for me and Laura put the pieces in place to 'make it happen'. I have great trust in Laura's ethics and the way she regularly maintains my account and always discusses new information with me. Above all, Laura works for you and what's in your best interest. Want to work with someone who is expert and extremely well qualified and works hard for you? Set up a meeting with Laura.”
O. G.
Now enjoying retirement for almost 10 years.
Intro
Post-Retirement
Details
Retirement, consulting, and financial security.
Challenge
No matter the size of the bank account, retirement can be stressful and a steep learning curve. Laura helped C with tax and retirement planning and decisions around government benefits as he continued to work part-time.
Almost a decade into his retirement, C feels financially secure, with sufficient funds to live comfortably the rest of his life.
How Cordis Helped
- Life or bucket list funding
- Ensuring financial sustainability
- Health/dental/travel benefits
- Will, enduring power of attorney, personal directive
- Estate planning
How Can We Help?
Looking to understand and improve your current financial situation? We help people from all walks of life who:
- Want to work with established financial institutions
- Want to work within established financial rules and regulations
- Are willing to be open and honest with us
- Are open to advice
- Want strict confidentiality
Reach out to us today so we can help you.
Get In Touch
10563 172 St.
Edmonton, AB, T5S 1P1
(780) 945-2881
info@cordisfinancial.ca